Esmond Lee
Civil Engineering
School of Civil & Environmental Engineering
Summary
As a Ratings Analyst at Fitch Ratings, I appraise the creditworthiness and financial performance of Energy and Utilities issuers across South and Southeast Asia. In my current role, I not only honed my analytical skills but also developed an understanding of the industry.
Furthermore, my tenure as a Relationship Manager at Lei Shing Hong Capital and IFS Capital Limited has developed my stakeholder management abilities and my ability to interact effectively with different functions and levels within an organization.
I am particularly drawn to infrastructure finance recognising its pivotal role in regional economic and social development. In pursuit of deepening my expertise in infrastructure financing, I completed the ISCA Infrastructure and Project Finance Qualification (IPFQ). Additionally, I hold the Green and Sustainable Finance Professional (GSFP) and Certified Climate Risk Professional (Cert CRP) certifications, underscoring my dedication to sustainability principles. My goal is to support the sustainable growth of renewable energy infrastructure and contribute to the global transition to a low-carbon economy.
I also enjoy teaching and sharing my expertise with others, as I have done as a swimming instructor for 7 years. In my free time, I enjoy going for a swim or having a glass of wine.
Featured Skills
Work Experience
Ratings Analyst Apr 2022 - Present
Fitch Ratings Singapore Pte Ltd SingaporeCredit Analyst Apr 2019 - Apr 2022
The Norinchukin Bank Singapore• Perform credit and financial analysis of corporates, FIs and NBFIs across Asia Pacific
• Prepare and present credit reviews for potential and renewal transactions
• Conduct research and analysis on macroeconomic and microenvironment factors relevant to credit portfolio
• Regular credit monitoring of financial covenants
Relationship Manager Mar 2018 - Mar 2019
Lei Shing Hong Capital (Singapore) Pte Ltd Singapore• Acquired and built relationships with SME clients to provide term loan facilities secured by properties
• Assessed creditworthiness of customers and proposed appropriate mitigation to senior management for approval
• Drafted legal documents according to approved loan structure
• Facilitated loan disbursement process via effective stakeholder management
Relationship Manager Jul 2017 - Feb 2018
IFS Capital Ltd SingaporeRecruitment Consultant Jun 2016 - Jul 2017
Capita Pte Ltd SingaporeEducation
Master of Science in Applied Finance (Finance) Aug 2021 - Apr 2023
Singapore Management University SingaporeProfessional Banker Diploma (Finance) Nov 2020 - Jan 2022
Chartered Banker Institute United Kingdom• Certificate in Climate Risk, Jan 2022
• Professional Banker Certificate, Aug 2021
• Certificate in Green and Sustainable Finance, Nov 2020
Financial Modeling and Valuation Analyst (Finance) Oct 2020 - Jul 2021
Chartered Finance Institute CanadaInfrastructure and Project Finance Qualification (Finance) Oct 2019 - Feb 2021
Institute of Singapore Chartered Accountants Singaporediploma (Accounting And Business) Apr 2012 - Jul 2013
ACCA United KingdomBachelor of Engineering (Civil Engineering) Aug 2011 - Aug 2015
Nanyang Technological University SingaporeMinor in Business
Other Skills
Careers Esmond favourited
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Esmond Lee's Skill Profile
Q&A with Esmond Lee
What are the things that you look out in a potential mentee?
I believe that mentorship is a 2-way process where both parties exchange their experiences and knowledge. This means that an investment of time and energy is required from both parties. Before accepting a mentorship request, I would see if there is an alignment of my experiences and the potential mentees interests.
Please drop me a message either on JobKred or via LinkedIn when you request for my mentorship, I would love to have a preliminary chat before deciding on how best we can take things forward.
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- Posted 3 years ago
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If you were a college student again, what would you do differently to prepare you for your field?
My professional journey has been a series of twists and turns, partly because I have been working towards a career in infrastructure project finance/advisory which is a relatively niche area. If I were a college student again, I would do the following:
- trim down on my extra-curricular activities (I had way too many)
- start considering my endgame earlier
- seek out mentorship which could help save some time walking into walls
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- Posted 3 years ago
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What do you do to keep your skills fresh or keep yourself updated in your field?
It is indeed important to continue staying abreast of the latest trends and to continue upskilling. I do this by doing the following:
- follow industry thought leaders on LinkedIn
- install news apps on my phone for the constant push notifications
- actively seek out opportunities to acquire new skills/knowledge
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- Posted 3 years ago
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