Joel Lock
Accountancy
Nanyang Business School
Summary
I am a finance professional with over 3 years of experience, having graduated from NBS in 2015. My aspiration as a mentor is to help provide career and industry advice to anyone who is interested in learning more about the Banking and Finance industry. As a student, I was fortunate to have met industry mentors that had provided me insights into the industry. I had found these sessions invaluable in helping me discover my career interest, and I hope to be able to pass my experience forward to current students. If you are interested to find out more about Banking and Finance, please feel free to drop me a note and I will do my best to respond to you.
Featured Skills
Work Experience
Associate, Structured Finance Feb 2019 - Present
ING BANK NV SingaporeStructured Finance team focused on Leveraged Buyouts, Loan Syndications, Asset and Share-backed Financing and other specialized debt situations, strategically covering a portfolio of top-tier diversified corporates in APAC region.
Credit Analyst, Local Corporates Feb 2016 - Feb 2019
Standard Chartered Bank SingaporeI started my career in the Banks International Graduate (IG) programme, and completed several rotations in Corporate Finance, Client Coverage and Credit before joining the Local Corporates team. As a Credit Analyst, I supported a team of Relationship Managers to manage a portfolio of large local corporate clients, providing coverage on their Corporate Finance, Financial Markets, Trade Finance and Corporate Lending requirements.
Education
NTU International Exchange Programme (Accounting) Aug 2013 - Dec 2013
Copenhagen Business School DenmarkBachelor of Accountancy (Accounting) Aug 2012 - Dec 2015
Nanyang Technological University Singapore- NTU University Scholars Programme
Other Skills
Q&A with Joel Lock
If you could go back to school, what is one thing that you would do differently?
Talk to more of my seminar mates and make more friends! The seminar group style of teaching is a great opportunity to meet so many people in school, yet we seldom talk to classmates out of our group or table. University is the best place to start building your network, and I cannot emphasize how incredibly important it is after graduation. Whether its for getting a job, buying a house, planning a wedding - theres always someone who knows someone that can help you.
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What is the biggest advice that you have for anyone starting out in their career?
Dont be afraid to take risks and make bold decisions - No matter the outcome, there is always something to learn from the experience that will serve you throughout your career and life.
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