NIHIT MOHAN
Business
Nanyang Business School
Summary
13.5 years of experience operating at the intersection of Risk, Retail Banking and Stress Testing within globally recognised Banks in Singapore, established as a subject expert for IFRS9, speaking at industry events and demonstrating advanced knowledge of Stress testing (esp. for Retail Banking Portfolios). Performs confidently within highly regulated environments to recognised standards, and directing collaborations with various Stakeholders. Identifies areas for improvement, strategically develops solutions and problem solves through intensive research and in-depth analysis. Skilled at driving operational quality and solidifying risk frameworks to strengthen regulatory reputation
Featured Skills
Work Experience
Senior Manager - Group Retail PvB Stress Testing Nov 2018 - Present
Standard Chartered Bank Singapore- Managing a team of analysts to ensure timely production, analysis and submissions of ICAAP and Bank of England IFRS Stress Tests for Retail Private Banking Portfolios.
- Working with multiple stakeholders to participate in building an approach and ensure timely development and delivery of the ICAAP, Bank of England and Management Stress Testing results for the retail portfolios.
- Working with multiple teams and stakeholders on climate - credit risk assessment for stress testing purposes.
- Working with Project Teams, ITO and Business to implement process simplification and streamlining activities.
Assistant Vice President, Consumer Risk Policy Analytics, Group Risk Management May 2016 - Nov 2018
OCBC Bank Singapore • Leadership Stakeholder Management: Leading a team of 3 analysts for production of monthly and quarterly reports for retail-secured, retail-unsecured and Emerging business portfolios. These reports form the basics of the analytical function and capability of the team.
• Portfolio Management: Performing portfolio analytics and developing credit proposals at a segment level for various unsecured products using decision trees and risk-revenue analysis. Worked with collections team for developing proposals for high risk customers.
• IFRS9 Implementation: Responsible for rolling out the IFRS9 accounting standards for various markets while working with Group Finance, Modelling IT teams. Responsible for ensuring data integrity and assurance for ECL calculations used for Analysis Reporting.
• Credit Decision Management System Analysis Testing: Responsible for credit decision engine testing for accuracy and integrity. We directly with IT and eventually impacting the application decisioning for secured and unsecured products. Representing the Credit risk function for various product launches and policy launches in retail unsecured portfolios
Sr. Portfolio Risk Analyst - Group Portfolio Monitoring Forecasting - Retail Banking Apr 2014 - May 2016
Standard Chartered Bank Singapore• Performance Management: Monitoring Forecasting Loan impairment and Cost Management for CXOs at global and country level.
• Portfolio Analytics: Provide portfolio level insights to senior management for taking well informed risk related decisions
• Operational Risk Framework: Leading the implementation of operational risk framework for External Internal Reporting across all footprint markets.
• Process Simplification Automation: Process simplification in monitoring portfolio characteristics, Cost Management, Loan Impairment monitoring and various automation activities to improve efficiency, reduce errors and improve turnaround.
• Loss Cost forecasting: Developed a loss and cost forecasting model for all markets and products for all retail banking portfolios and also productionised it at an offshore center.
Manager - Group Credit Risk MI Analytics - Retail Banking May 2013 - Mar 2014
Standard Chartered Bank Singapore• Reporting MI: Performing regular internal reporting for the Global risk function. Involved in portfolio monitoring reports for credit and operation behaviours for CXOs at global level.
• Portfolio Monitoring: Actively support the senior management to monitor credit and operational behaviour for retail banking portfolios
• Offshoring: Actively involved in management of our offshore team performing the MI production activities.
• Process Simplification: Actively initiated the process simplification and automation for MI production activities.
Assistant Manager - Credit Risk (EXL Inductis Singapore) Feb 2010 - Apr 2013
EXL Services SingaporeWorked for Standard Chartered Bank on various Group Portfolio Risk Initiatives on Retail and SME portfolios
Clinical Statistical Analyst Jul 2007 - Jan 2010
Tata Consultancy Services India• Clinical Regulatory Reporting: Development of statistical reports based on clinical trial data for various therapeutic areas. These reports pertain to safety and efficacy of drugs
• Standardization: Actively involved in process standardization, automation and development of multiple use modules for the team to improvise the outputs and efficiency of report development
• Mentoring Training: Actively mentored and trained new associates on process and technical knowhow of the regulatory reporting.
Education
Bachelor Of Technology (Mechanical Engineering) Jul 2003 - Jun 2007
MALAVIYA NATIONAL INSTITUTE OF TECHNOLOGY IndiaMalaviya National Institute of Technology (MNIT) located in Jaipur is one of the premier institutes for engineering and research in the country. It offers under-graduate, post-graduate and PhD programs in technical subjects of engineering and allied sciences.
Alumni and students of are sought after not only in corporate employers but also in academic arenas as well.Other Skills
Q&A with NIHIT MOHAN
What is your personal goal in your profession?
To be able to make a positive change and impact in some form. Proactively, I look out for opportunities where I can contribute to make work culture better and supportive.
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Describe a situation where you had an idea and needed to influence people around you to understand, and work together towards achieving the idea.
As a Senior Manager in Standard Chartered Bank, Stakeholder Management is one of the key aspects of the job profile. In this role, I get to interact with CXO level of professionals and convince them for various proposals in Stress testing calculations.
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