Yijun Zheng
Business
Nanyang Business School
Summary
• Focusing on fraud prevention strategy and controls in card products for SEA Group digital bank.
•Experienced risk specialist with a demonstrated history of working in the financial services industry
•Highly motivated Big 4 CPA with 3 years of experience in due diligence auditing, with a focus on banking and manufacturing industry
Featured Skills
Work Experience
Senior Risk Specialist Jun 2021 - Present
SeaMoney Singapore• Risk Strategy: Developed and implemented antifraud strategies spanning across cards, deposit accounts (retail, SME and corporate) and payments; Designed fraud risk management framework, policy and guidelines, and training materials for the digital banks across 4 regions; Setup and conceptualized fraud protection management systems including anti-fraud rules and risk scoring model design for digital banks across 4 regions in South East Asia with on average 99% fraud detection rate
• Risk Advisory: Provided advisory works regarding fraud risk matters and interpretation of regulatory requirements to all business teams
• MIS Reporting: Established 3 periodic MIS reporting dashboards to monitor anti-fraud performance with robust and detailed information
Audit Senior Oct 2017 - Sep 2020
Deloitte Macau• Planned, performed and supervised statutory audits for 15 companies and received top performance rating over 80% of the time
• Led and completed audit engagements efficiently - reduced instances of overtime work by 15% compared to the same period last year
• Analyzed multiple balance sheet and PL accounts, reviewed financial statements variance analysis to interpret financial data, and engaged in concluding on the fair presentation of financial statements and disclosures
Education
Master of Science (Business Analytics) Jul 2020 - Jun 2021
Nanyang Technological University SingaporeBachelor Of Science (Accounting) Sep 2013 - Jun 2017
University of Macau MacauOther Skills
Q&A with Yijun Zheng
How do you attempt to overcome your lack of knowledge in particular areas?
I always believe that knowledge is the power that will be able to increase the confidence, improve the performance, and advance the career. There are several steps I will try when I find there are some knowledge gap in specific areas.
-Identify the knowledge gaps: Start by identifying which areas you lack knowledge in. Look for tasks or projects that I am struggling with, and try to pinpoint the specific knowledge or skills that need to improve.
-Seek out learning resources: Seek out learning resources to help myself fill the gaps. This could include training courses, online tutorials, books, or even asking colleagues who are knowledgeable in the area for advice.
-Set goals and create a learning plan: Its important to set specific goals and create a plan for how to acquire the knowledge that is needed. Break down the larger goal into smaller, achievable steps, and create a timeline for completing them.
-Be patient and persistent: Learning new skills and knowledge takes time and effort. Its important to be patient with ourselves and persist in our efforts even if progress is slow. Celebrate small successes and keep moving forward towards the goals.
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What achievements in your career are you most proud of?
I believe that my career is a marathon, not a race. And this also explains the motivations for me to stay in the risk domain. As one of the first few hires to build the Sea Group’s digital bank in Singapore from scratch focusing on risk management, with my educational background of business analytics and domain knowledge in anti-fraud, I’m an experienced risk specialist who always dedicated to apply proactive and data-driven approaches in fraud prevention strategy to safeguard the digital bank’s operation and reputation, as well as protect customer from potential fraud losses.
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